Financing starting at 0% APR*
- Apply now, or during checkout
- Check your eligibility without affecting your credit score
- Get a quick decision and complete your order today!
How the Schwinn financing program works:
Apply to see all the finance options available to you.
Shop and select Bread Pay® as your payment method during the checkout.
Use the secure, online portal to select your finance option and complete your purchase.
After purchase, you'll get an email to set up and manage your online account.
*Minimum purchase of $200.00 is required. Availability of terms may vary based on purchase price, product, and state of residence. Down payment may be required. Subject to approval of credit application. Rates range from 0.00% to 34.99% APR, resulting in, for example, 36 monthly payments of $38.19 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay® loans are made by Comenity Capital Bank, a Bread Financial® company.
