A woman using the Schwinn IC4 Bike

Start Now, Pay Over Time

Financing starting at 0% APR*

It only takes a few minutes to complete your application

  • Apply now, or during checkout
  • Check your eligibility without affecting your credit score
  • Get a quick decision and complete your order today!
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How the BowFlex financing program works:

1

Apply to see all the finance options available to you.

2

Shop and select Bread Pay® as your payment method during the checkout.

3

Use the secure, online portal to select your finance option and complete your purchase.

4

After purchase, you'll get an email to set up and manage your online account.

*Minimum purchase of $200.00 is required. Availability of terms may vary based on purchase price, product, and state of residence. Down payment may be required. Subject to approval of credit application. Rates range from 0.00% to 34.99% APR, resulting in, for example, 36 monthly payments of $38.19 at 21.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay® loans are made by Comenity Capital Bank, a Bread Financial® company.